Germany

Measures the strength of the economic cycle: growth, jobs and credit. A high score means a base that lowers the risk of income shocks. It stands at 41/100 below the G20 median (43): so-so. It is driven mainly by unemployment and credit growth. In practice, income stability shouldn't be taken for granted.

Neither good nor bad. Don't tie yourself to high fixed costs, and keep some room in case things turn. It'll get clearer in the next updates.

Measures how much of your income essentials consume (housing, energy, prices). A high score means money goes further and leaves room to save. It stands at 71/100 above the G20 median (56): good. It is driven mainly by household pressure, housing pressure and inflation. In practice, you cover essentials with room left to save.

Your pay goes far here. Set up an automatic monthly saving and put that money to work, instead of letting it leak into extras. This changes if it worsens.

Measures whether buying or renting is reasonable against local incomes. High = affordable housing; low = you overpay relative to what people earn. It stands at 64/100 above the G20 median (58): good. It is driven mainly by housing pressure, the labour market and household pressure. In practice, buying or renting is realistic without straining your finances.

Buying or renting here won't choke you. If you're staying, it's a good moment to settle; still, negotiate the price and don't overstretch the payment. This changes if it worsens.

Measures healthcare quality, access and cost. A high score lowers a major risk: a medical emergency wiping out years of savings. It stands at 53/100 below the G20 median (60): so-so. It is driven mainly by health. In practice, check out-of-pocket costs before relying on the system.

Healthcare is okay, but check your out-of-pocket costs. If you'll rely on it, consider insurance just in case. It'll get clearer in the next updates.

Measures connection speed, latency and stability. A high score supports income that depends on being online (remote work). It stands at 89/100 above the G20 median (59): good. It is driven mainly by digital connectivity. In practice, you can sustain remote work reliably.

Internet is solid: you can work remotely without worries. This changes if it worsens.

Measures crime and institutional stability. A high score protects both quality of life and the value of what you own. It stands at 51/100 above the G20 median (49): so-so. It is driven mainly by safety, institutional stability and crime. In practice, watch the trend before committing.

Average safety; keep an eye on the trend before moving. It'll get clearer in the next updates.

Measures civil liberties and the institutions that protect property and contracts, the quiet foundation of long-term wealth. It stands at 62/100 above the G20 median (51): good. It is driven mainly by civil liberties, freedom (Freedom House) and legal security. In practice, your property and contracts are well protected.

Solid institutions: your things and your contracts are well protected. This changes if it worsens.