Cyprus

Measures the strength of the economic cycle: growth, jobs and credit. A high score means a base that lowers the risk of income shocks. It stands at 36/100 below the G20 median (43): poor. It is driven mainly by unemployment and credit growth. In practice, the risk of job and income shocks is elevated.

Jobs here are fragile. Keep a several-month buffer and hold off on big moves —buying, taking on debt— until it improves; if you want stability, look elsewhere. It improves if it recovers for real.

Measures how much of your income essentials consume (housing, energy, prices). A high score means money goes further and leaves room to save. It stands at 72/100 above the G20 median (56): good. It is driven mainly by household pressure, housing pressure and inflation. In practice, you cover essentials with room left to save.

Your pay goes far here. Set up an automatic monthly saving and put that money to work, instead of letting it leak into extras. This changes if it worsens.

Measures whether buying or renting is reasonable against local incomes. High = affordable housing; low = you overpay relative to what people earn. It stands at 60/100 above the G20 median (58): so-so. It is driven mainly by housing pressure, the labour market and household pressure. In practice, housing weighs but is manageable with planning.

Housing weighs but is manageable. Before buying, check the mortgage and rents: often renting and waiting beats buying in a hurry. It'll get clearer in the next updates.

Measures healthcare quality, access and cost. A high score lowers a major risk: a medical emergency wiping out years of savings. It stands at 75/100 above the G20 median (60): good. It is driven mainly by health. In practice, a medical emergency is unlikely to wreck your finances.

On health, relax: if you get sick, it won't ruin you. A strong point if you're thinking of retiring or coming with kids. This changes if it worsens.

Measures connection speed, latency and stability. A high score supports income that depends on being online (remote work). There isn't enough data to read the level reliably.

Internet holds up for work, but keep a plan B (mobile data, another area) in case it fails. It'll get clearer in the next updates.

Measures crime and institutional stability. A high score protects both quality of life and the value of what you own. It stands at 48/100 below the G20 median (49): so-so. It is driven mainly by safety, institutional stability and crime. In practice, watch the trend before committing.

Average safety; keep an eye on the trend before moving. It'll get clearer in the next updates.

Measures civil liberties and the institutions that protect property and contracts, the quiet foundation of long-term wealth. It stands at 47/100 below the G20 median (51): so-so. It is driven mainly by civil liberties, freedom (Freedom House) and legal security. In practice, there's some uncertainty for long commitments.

Average framework; keep it in mind for long-term commitments. It'll get clearer in the next updates.